What Quran Says

(Al-Fatihah andAl-Baqarah)

Muhammad Arif

Former Member of IFSB on Islamic Money Market, Former Head of FSCD SBP, Former Head of Research ArifHabib Investments, Member visiting Faculty/ KASBIT/BIZTEK/Sheikh Zayed Institute University of Karachi/PAF KIET/MAJU

We are in the wake of Holy month of Ramadan. This is the month when we have to bestow before Allah with more force for his blessings.

This is our misfortune that after Hazrat Muhammad (PBU) and Khulfai Rashedeen, we have disintegrated in to sects and sects and anybody who came before us was assassinated. Our four Imams i.e. Hazrat Imam Abu Hanifa (RU). HazratImamShaffi (RU), Hazrat Imam Hambal (RU) and Hazrat Imam Malik(RU), all were killed not by any foreign force but by our own Muslims. Resultantly Muftis and Moulvis came over all over the world with Taqlidi Islam and not Ijtahadi Islam.

Now in 2016 we are confronted with organized terrorist movements in the name of Islam but realistically all 52 Muslim countries with 1.7 billion populations are facing their wraths, attacks and killings. In Pakistan now Zarbe-Azb is going on to nip these evils physically and by change of mindset.

Hence at this defining moment we are required to focus on Quranic versions so as to move forward.

Here I remember the words of Maxim Gorky, an author in his autography that when he was a child he always felt afraid of God of priest as projected that he is the one who would sent himto hell for his misdeeds but he always felt affectionate for God portrayed by his grandmother as he was loving, gracious and merciful.

In this respect when we start reciting Quran with the first verses of Al-Fatihah the following words come before us.

 “[1:2] all praise belongs to Allah, Lord of all the worlds, [1:3] The Gracious, the Merciful, [1:4] Master of the Day of Judgment. [1:5] Thee alone do we worship and Thee alone do we implore for help. [1:6] Guide us in the right path [1:7] The path of those on whom Thou hast bestowed Thy blessings, those who have not incurred Thy displeasure, and those who have not gone astray.”

According to these words Impression of God is the same as portrayed by any mother or grandmother the most affectionate figures in the world.This gives us guidance that how we should behave ourselves with others.

Now in the Second Ayat i.e.Al-Baqarah, Allah announces clear words for anyone who creates disorder and corruption on earth.

“2. This is the Book (the Qur’an), whereof there is no doubt, a guidance to those who are Al-Muttaqun [the pious and righteous persons who fear Allah much (abstain from all kinds of sins and evil deeds which He has forbidden) and love Allah much (perform all kinds of good deeds which He has ordained)].3. Who believe in the Ghaib and perform As-Salat (Iqamat-as-Salat), and spend out of what we have provided for them [i.e. give Zakat ,spend on themselves, their parents, their children, their wives, etc., and also give charity to the poor and also in Allah’s Cause – Jihad,etc.8. And of mankind, there are some (hypocrites) who say: “We believe in Allah and the Last Day” while in fact they believe not.9. They (think to) deceive Allah and those who believe, while they only deceive themselves, and perceive (it) not!10. In their hearts is a disease (of doubt and hypocrisy) and Allah has increased their disease. A painful torment is theirs because they used to tell lies.And when it is said to them: “Make not mischief (corruption or disorder) on the earth,” they say: “We are only peacemakers.”12. Verily! They are the ones who make mischief (corrupt), but they perceive not.”

For creating this world Allah says in the same Ayat.

“29. He it is Who created for you all that is on earth. Then He Istawa (rose over) towards the heaven and made them seven heavens and He is the All-Knower of everything.30. And (remember) when your Lord said to the angels: “Verily, I am going to place (mankind) generations after generations on earth.” They said: “Will You place therein those who will make mischief therein and shed blood, – while we glorify You with praises and thanks (Exalted be You above all that they associate with You as partners) and sanctify You.” He (Allah) said: “I know that which you do not know.”31. And He taught Adam all the names (of everything) , then He showed them to the angels and said, “Tell Me the names of these if you are truthful.”32. They (angels) said: “Glory be to You, we have no knowledge except what you have taught us. Verily, it is You, the All-Knower, the All-Wise.”33. He said: “O Adam! Inform them of their names,” and when he had informed them of their names, He said: “Did I not tell you that I know the Ghaib (unseen) in the heavens and the earth, and I know what you reveal and what you have been concealing?”34. And (remember) when We said to the angels: “Prostrate yourselves before Adam.”. And they prostrated except Iblis (Satan), he refused and was proud and was one of the disbelievers (disobedient to Allah).35. And We said: “O Adam! Dwell you and your wife in the Paradise and eat both of you freely with pleasure and delight of things therein as wherever you will, but come not near this tree or you both will be of the Zalimun (wrong-doers).”36. Then the Shaitan (Satan) made them slip therefrom (the Paradise), and got them out from that in which they were. We said: “Get you down, all, with enmity between yourselves. On earth will be a dwelling place for you and an enjoyment for a time.”37. Then Adam received from his Lord Words . And his Lord pardoned him (accepted his repentance). Verily, He is the One Who forgives (accepts repentance), the Most Merciful.38. We said: “Get down all of you from this place (the Paradise), then whenever there comes to you Guidance from Me, and whoever follows My Guidance, there shall be no fear on them, nor shall they grieve.”

Through these words God has conveyed that Adam was preferred because of his knowledge so we maytreat knowledgeable persons superior but we must also remember that if the same person crosses the lines set for him than he can be thrown out of paradise or Janat.

In the same Ayat God further says.

“40. O Children of Israel! Remember My Favor which I bestowed upon you, and fulfill (your obligations to) My Covenant (with you) so that I fulfill (My Obligations to) your covenant (with Me), and fear none but Me.42. And mix not truth with falsehood, nor conceal the truth [i.e. Muhammad Peace be upon him is Allah’s Messenger and his qualities are written in your Scriptures, the Taurat (Torah) and the Injeel (Gospel)] while you know the 92. And indeed Musa (Moses) came to you with clear proofs, yet you worshipped the calf after he left, and you were Zalimun (polytheists and wrong-doers).”

By this God has set an example that for any question you have to answer whether they are Israelis or some others but in 2016 we see that Muftis and Moulvis normally discourage such trend. Any how you have to answer for any question and rest is what Allah has to decide.

Forward going Allah says that going to Mosques is for Allah and not to show others.

“114. And who is more unjust than those who forbid that Allah’s Name be glorified and mentioned much (i.e. prayers and invocations, etc.) in Allah’s Mosques and strive for their ruin? It was not fitting that such should themselves enter them (Allah’s Mosques) except in fear. For them there is disgrace in this world, and they will have a great torment in the Hereafter.115. And to Allah belong the east and the west, so wherever you turn yourselves or your faces there is the Face of Allah (and He is High above, over His Throne). Surely! Allah is All-Sufficient for His creatures’ needs, All-Knowing.”

In the same Ayat Allah has revealed about construction of Kaabah in Mecca. Here Allah has said that Allah is for East and West all but for every nation they have to set their own directions for reaching Allah. For Hajj and Umrah on their frequent performances, Mufti-e-Azam of Saudi Arabia Sh. Abdul Aziz has rightly pointed out on June 09, 2016 that they can create suspicion in terms of their utility.

“125. And (remember) when We made the House (the Ka’bah at Makkah) a place of resort for mankind and a place of safety. And take you (people) the Maqam (place) of Ibrahim (Abraham) [or the stone on which Ibrahim (Abraham) stood while he was building the Ka’bah] as a place of prayer (for some of your prayers, e.g. two Rak’at after the Tawaf of the Ka’bah at Makkah), and We commanded Ibrahim (Abraham) and Isma’il (Ishmael) that they should purify My House (the Ka’bah at Makkah) for those who are circumambulating it, or staying (I’tikaf), or bowing or prostrating themselves (there, in prayer).142. The fools (pagans, hypocrites, and Jews) among the people will say, “What has turned them (Muslims) from their Qiblah [prayer direction (towards Jerusalem)] to which they were used to face in prayer.” Say, (O Muhammad ) “To Allah belong both, east and the west. He guides whom He wills to a Straight Way.”144. Verily! We have seen the turning of your (Muhammad’s ) face towards the heaven. Surely, We shall turn you to a Qiblah (prayer direction) that shall please you, so turn your face in the direction of Al-Masjid- al-Haram (at Makkah). And wheresoever you people are, turn your faces (in prayer) in that direction. Certainly, the people who were given the Scriptures (i.e. Jews and the Christians) know well that, that (your turning towards the direction of the Ka’bah at Makkah in prayers) is the truth from their Lord. And Allah is not unaware of what they do.148. For every nation there is a direction to which they face (in their prayers). So hasten towards all that is good. Wheresoever you may be, Allah will bring you together (on the Day of Resurrection). Truly, Allah is Able to do all things.158. Verily! As-Safa and Al-Marwah (two mountains in Makkah) are of the Symbols of Allah. So it is not a sin on him who perform Hajj or‘Umrah (pilgrimage) of the House (the Ka’bah at Makkah) to perform the going (Tawaf) between them (As-Safa and Al-Marwah). And whoever does good voluntarily, then verily, Allah is All-Recognizer, All-Knower.197. The Hajj (pilgrimage) is (in) the well-known (lunar year) months (i.e. the 10th month, the 11th month and the first ten days of the 12th month of the Islamic calendar, i.e. two months and ten days).”

On taking food and drinks Allah has also set lines in the same Ayat.

  1. O mankind! Eat of that which is lawful and good on the earth, and follow not the footsteps of Shaitan(Satan). Verily, he is to you an open enemy.169. [Shaitan (Satan)] commands you only what is evil and Fahsha (sinful), 172. O you who believe (in the Oneness of Allah – Islamic Monotheism)! Eat of the lawful things that We have provided you with, and be grateful to Allah, if it is indeed He Whom you worship.173. He has forbidden you only the Maytatah (dead animals), and blood, and the flesh of swine, and that which is slaughtered as a sacrifice for others than Allah (or has been slaughtered for idols, etc., on which Allah’s Name has not been mentioned while slaughtering). But if one is forced by necessity without willful disobedience nor transgressing due limits, then there is no sin on him. Truly, Allah is Oft-Forgiving, Most Merciful.219. They ask you (O Muhammad ) concerning alcoholic drink and gambling. Say: “In them is a great sin, and (some) benefit for men, but the sin of them is greater than their benefit.” And they ask you what they ought to spend. Say: “That which is beyond your needs.” Thus Allah makes clear to you His Laws in order that you may give thought.”

On questions of Qisas, Divorce and leaving wealth after death and for other social responsibilities Allah has revealed.

“177. It is not Al-Birr (piety, righteousness, and each and every act of obedience to Allah, etc.) that you turn your faces towards east and (or) west (in prayers); but Al-Birr is (the quality of) the one who believes in Allah, the Last Day, the Angels, the Book, the Prophets and gives his wealth, in spite of love for it, to the kinsfolk, to the orphans, and to Al-Masakin (the poor), and to the wayfarer, and to those who ask, and to set slaves free, performs As-Salat (Iqamat-as-Salat), and gives the Zakat, and who fulfill their covenant when they make it, and who are As-Sabirin (the patient ones, etc.) in extreme poverty and ailment (disease) and at the time of fighting (during the battles). Such are the people of the truth and they are Al-Muttaqun (pious – see V.2:2).178. O you who believe! Al-Qisas (the Law of Equality in punishment) is prescribed for you in case of murder: the free for the free, the slave for the slave, and the female for the female. But if the killer is forgiven by the brother (or the relatives, etc.) of the killed against blood money, then adhering to it with fairness and payment of the blood money, to the heir should be made in fairness. This is an alleviation and a mercy from your Lord. So after this whoever transgresses the limits (i.e. kills the killer after taking the blood money), he shall have a painful torment.180. It is prescribed for you, when death approaches any of you, if he leaves wealth, that he make a bequest to parents and next of kin, according to reasonable manners. (This is) a duty upon Al-Muttaqun (the pious)183. O you who believe! Observing As-Saum (the fasting) is prescribed for you as it was prescribed for those before you, that you may become Al-Muttaqun (the pious -).220. In (to) this worldly life and in the Hereafter. And they ask you concerning orphans. Say: “The best thing is to work honestly in their property, and if you mix your affairs with theirs, then they are your brothers. And Allah knows him who means mischief (e.g. to swallow their property) from him who means good (e.g. to save their property). And if Allah had wished, He could have put you into difficulties. Truly, Allah is All-Mighty, All-Wise.”227. And if they decide upon divorce, then Allah is All-Hearer, All-Knower.256. There is no compulsion in religion. Verily, the Right Path has become distinct from the wrong path. Whoever disbelieves in Taghutand believes in Allah, then he has grasped the most trustworthy handhold that will never”

For observing Ramadan and Jihad Allah has revealed :-

“185. The month of Ramadan in which was revealed the Qur’an, a guidance for mankind and clear proofs for the guidance and the criterion (between right and wrong). 216. Jihad (holy fighting in Allah’s Cause) is ordained for you (Muslims) though you dislike it, and it may be that you dislike a thing which is good for you and that you like a thing which is bad for you. Allah knows but you do not know.”

For doing welfare for the people and to lay down financial dealing systems Allah has clearly defined them but unfortunately we confuse these responsibilities. Riba is forbidden and trading is allowed but for what. To align macro responsibilities with any financial responsibility but whether our Islamic institutions are doing that. No Sir No. They are asking the people to place their money for their Akhrat but on their part they are doing nothing for the growth of real sector through their financing. In the same way on deduction of Zakat by the banks Mufti Naeem a known scholar has termed it un-Islamic. But he should also tell that whether zakat donations for Madrasahs who cultivate terrorists and NGOs where millions of gold and money are lying in some ones house without any audit or accountability are Islamic or not.

In this respect Surah Baqra says.

“188. And eat up not one another’s property unjustly (in any illegal way e.g. stealing, robbing, deceiving, etc.), nor give bribery to the rulers (judges before presenting your cases) that you may knowingly eat up a part of the property of others sinfully.262. Those who spend their wealth in the Cause of Allah, and do not follow up their gifts with reminders of their generosity or with injury, their reward is with their Lord. On them shall be no fear, nor shall they grieve.263. Kind words and forgiving of faults are better than Sadaqah (charity) followed by injury. And Allah is Rich (Free of all wants) and He is Most-Forbearing.267. O you who believe! Spend of the good things which you have (legally) earned, and of that which We have produced from the earth for you, and do not aim at that which is bad to spend from it, (though) you would not accept it save if you close your eyes and tolerate therein. And know that Allah is Rich (Free of all wants), and Worthy of all praise.275. Those who eat Riba (usury) will not stand (on the Day of Resurrection) except like the standing of a person beaten by Shaitan(Satan) leading him to insanity. That is because they say: “Trading is only like Riba (usury),” whereas Allah has permitted trading and forbidden Riba (usury). So whosoever receives an admonition from his Lord and stops eating Riba (usury) shall not be punished for the past; his case is for Allah (to judge); but whoever returns [to Riba (usury)], such are the dwellers of the Fire – they will abide therein.276. Allah will destroy Riba (usury) and will give increase for Sadaqat (deeds of charity, alms, etc.) And Allah likes not the disbelievers, sinners.280. And if the debtor is in a hard time (has no money), then grant him time till it is easy for him to repay, but if you remit it by way of charity, that is better for you if you did but know.281. And be afraid of the Day when you shall be brought back to Allah. Then every person shall be paid what he earned, and they shall not be dealt with unjustly.282. O you who believe! When you contract a debt for a fixed period, write it down. Let a scribe write it down in justice between you. Let not the scribe refuse to write as Allah has taught him, so let him write. Let him (the debtor) who incurs the liability dictate, and he must fear Allah, his Lord, and diminish not anything of what he owes. But if the debtor is of poor understanding, or weak, or is unable himself to dictate, then let his guardian dictate in justice. And get two witnesses out of your own men. And if there are not two men (available), then a man and two women, such as you agree for witnesses, so that if one of them (two women) errs, the other can remind her. And the witnesses should not refuse when they are called on (for evidence). You should not become weary to write it (your contract), whether it be small or big, for its fixed term, that is more just with Allah; more solid as evidence, and more convenient to prevent doubts among yourselves, save when it is a present trade which you carry out on the spot among yourselves, then there is no sin on you if you do not write it down. But take witnesses whenever you make a commercial contract. Let neither scribe nor witness suffer any harm, but if you do (such harm), it would be wickedness in you. So be afraid of Allah; and Allah teaches you. And Allah is the All-Knower of each and everything.”


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