By launching media campaign on Islamic Banking, State Bank has deviated from its two prime responsibilities. i.e. to Regulate Banking Sector without taking any body’s side and secondly to align whole Banking Sector as part of its Monetary Policy.
Islamic Banking now with more than 1300 branches is holding deposits of around 12.5 % of overall Banking Sector with financing at around 8% of overall financing of banking sector. State Bank currently is pursuing line of having parallel Banking Sector i.e. Islamic Banking and Conventional Banking. In phases it plans to move towards absolute Islamic Banking. During this phase State Bank was not supposed to carry on Step Motherly attitude toward one side or another This may be remembered that in Pakistan already less than 10% of its population access Banking Sector. So this requires very cautious moves to look after the whole Banking Sector otherwise it would create lot of confusion. Islam is our religion but to bring it in to reality lot of research is needed. Currently more than 70% of financing by Islamic Banks are being done through Murhabah and Diminishing Musharakah i.e. close to Leasing and not preferable in real terms by some Sharia Advisors. Other areas like Musharakah and Mudarbah financing is required to be developed. However instead of going for research work SBP has now taken the responsibility to side with Islamic Banks. To handle market competition it was the exclusiveresponsibility of Islamic Banks to carry out their Advertisement Campaign and to come up with new products to be examined finally by Sharia Board of SBP. However it is not understandable that why SBP has created a fund in collaboration with Islamic Banks and doing its advertisement on its own by giving Advertisement to a Blue Eyed Agency second time this and in the preceding year. This creates doubts from transparency angle and SBP should have avoided such kind of exercise.
Now coming to another point i.e. to clarify perception of Islamic Banking a Steering Committee was formed by the government who has not yet finalized its report. It is very strange that people who are running Islamic Banks since 2000 are yet not clear about question of perception on Islamic Banking. Delay on this account is raising certain questions. So it would be better that the Steering Committee should come up with its report as soon as possible.
Finally on question of Monetary Policy, State Bank require instruments of 3 to 12 months mimicking MTBs. With hybrid mode (mix of debt and non-debt based) short term Ijarah Sukuk can be issued. However current outright purchase/sale of GIS and on Bai Muajjal basis something has started moving but the amount is very thin during last quarter i.e. not above Rs 40 billion in one instance out of three or four instances. Further moving towards Monetary Policy another question also comes under way, whether SBP believes in time value of money concept or inflation normally not accepted by the Islamic Scholars. SBP should also clarify on this question.
As regards its Media Campaign, SBP should clarifyfirstitself on its road map by keeping itself totally separate from the Market Competition. Even it requires its own members to refresh with new ideas and thereafter as regulator it should come to the media who are altogether ignorant about Islamic Banking like general publictill this date.
Thieves blow up museum door and steal ancient artifacts, including 2,500-year-old gold helmet
гей порно парни
Thieves have stolen four ancient artifacts, including an approximately 2,500-year-old gold helmet, after using explosives to break into a museum in the Netherlands.
The daring heist took place at Drents Museum in Assen during the early hours of Saturday morning, according to Dutch police, who said they received a report of an explosion at 3:45 a.m. local time.
CCTV footage released by police shows the suspects opening an exterior door before a blast sends sparks and smoke into the air. The thieves made off with three gold bracelets, dating from around 50 BC, as well as the 5th-century BC Helmet of Cotofenesti, a historically important artifact on loan from the National History Museum of Romania in Bucharest.
The items were part of an exhibition about the Dacians, an ancient society that occupied much of present-day Romania before being conquered by the Romans. On show since July, “Dacia: Empire of Gold and Silver” featured treasures borrowed from institutions across Romania.
In a press release on its website, Drents Museum described the Helmet of Cotofenesti — which was discovered in a Romanian village almost a century ago — as a “masterpiece.” Its design features mythological scenes and a pair of eyes, located above the wearers’, that were thought to deter enemies during battle while protecting against the “evil eye.”
The exhibition was set to conclude Sunday, though Drents Museum remained closed through the weekend due to the robbery. Its premises were damaged by the explosion, though no injuries were reported, the museum said.
Dutch police announced that they are working with global police agency Interpol and had, as of Sunday, received more than 50 tip-offs. Investigators are currently looking for information about a gray car that was stolen from the nearby city of Alkmaar earlier in the week and was discovered around four miles from the crime scene, on fire, shortly after the overnight heist.
Carrie Underwood slated to perform at Trump’s inauguration
кракен
Country music star Carrie Underwood is slated to perform “America the Beautiful” at President-elect Donald Trump’s inauguration, according to a copy of the program obtained by CNN and confirmed by a spokesperson for the inaugural committee.
“I love our country and am honored to have been asked to sing at the Inauguration and to be a small part of this historic event,” Underwood said in a statement to CNN. “I am humbled to answer the call at a time when we must all come together in the spirit of unity and looking to the future.”
The presidential oath of office will be administered by Supreme Court Chief Justice John Roberts with Justice Brett Kavanaugh expected to administer the oath of office to Vice President-elect JD Vance.
Trump’s inauguration as the 47th president of the United States will take place on January 20 at the US Capitol.
Underwood is a big get for Trump’s inauguration, considering Hollywood’s Trump blackout over the course of his political career.
In his first term and throughout the past three elections, Trump has struggled to garner support from major Hollywood stars. At the Republican National Convention last year, the two biggest stars onstage with Trump were musician Kid Rock and retired WWE wrestler Hulk Hogan – a far cry from a superstar at the height of their career, like Underwood.
The Grammy-winning artist is as high-profile as you can get in country music, not only with numerous platinum hits, but also with public-facing, mainstream business associations. Underwood is the face of Sunday Night Football and is set to make her debut this March as a judge on ABC’s “American Idol” – the singing competition show that catapulted her to fame when she won in 2005.
While many NFL fans will likely applaud Underwood for singing at the inauguration, any time a celebrity aligns themselves with Trump, they run the risk of alienating left-leaning fans and Hollywood allies.
Underwood has kept her politics under wraps over the course of her career. In her statement, she did not mention Trump by name and kept her focus on unifying the country – still, Underwood’s decision to publicly align with Trump is a big statement for any star, particularly one as private as the singer.
Historically, Hollywood has always been closely associated with the Democratic Party, but country stars have always been an outlier, leaning more conservative. In recent years, as new singers join the genre, country music has gotten to be more progressive. This past election cycle, country stars like Mickey Guyton and Maren Morris stood with Vice President Kamala Harris.
Introducing Velodrome Finance: Maximize Your Crypto Yields
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Андрей Алистратов: От уголовника-индивидуала до слуги криминалитета
Бизнес клуб ЮТЛ
Ранее судимый по «наркотической» статье блогер Андрей Алистаров позиционирует себя Робин Гудом, борющимся с теми, кто «обманул людей», – но в действительности он работает в интересах пирамидчиков, в том числе украинских, спонсирующих ВСУ, продвигает через свой канал «Железная ставка» онлайн-казино и черный криптообмен/фишинговый криптообман, отмывает наркодоходы за счет сделок с недвижимостью в Дубае.
То есть работает в интересах российского преступного сообщества, пытающегося нажиться на предпринимателях, столкнувшихся с незаконными, часто заказными претензиями со стороны российских правоохранительных органов.
Наркотики и отмывание доходов
Уроженец Калуги Алистаров отсидел четыре года в лагере – за продажу наркотиков детям.
Там он связался с уголовными авторитетами и, выйдя из тюрьмы, продолжил участвовать в криминальном бизнесе по распространению наркотиков и отмыванию наркодоходов от них с помощью риелторского бизнеса, который Алистаров создал совместно с партнерами из российского преступного сообщества в России и Эмиратах.
Ставка на скам
Канал Алистарова «Железная ставка» – «разоблачение» неправильных (по мнению криминалитета) финансовых проектов и продвижение «правильных»: пирамид и онлайн-казино, спонсирующих Алистарова.
Он начинался как канал о «правильных» ставках в казино и не сменил название – потому что маркетинговая задача осталась прежней: расчищать поле для «хороших», по «экспертному» мнению Алистарова (то есть заплативших ему), мошенников.
Обычно Алистаров начинает с попытки вымогательства – представляет жертве компромат и предлагает заплатить. Если жертва отказывается, в ход идут травля и насилие.
Подстрекательство и нападение в Дубае
1 января 2025 года состоялось жестокое нападение двух казахстанцев на предпринимателя, проживающего в Дубае, – его избили, отрезали ухо, обворовали.
До этого Алистаров снял 12 роликов, где подсвечивал адрес этого предпринимателя, публиковал незаконно полученную информацию о его близких и его бизнесах в ОАЭ. Безо всякого стеснения использовал подглядывание, подслушивание, незаконное проникновение, вмешательство в частную жизнь – все то, что в Эмиратах, где строго соблюдается неприкосновенность имущества и жизни инвесторов, является тяжким уголовным преступлением.
До этого Алистаров публично распространял информацию о месте жительства бизнес-партнера этого предпринимателя – то есть незаконное нарушение конфиденциальности, защищенности финансов и имущества, тайны частной жизни с помощью скрытых источников информации и информаторов в ОАЭ вошло у него в систему. Он терроризирует предпринимателей, в отношении которых нет никаких обвинительных решений судов – ни за рубежом, ни в России.
Алистаров рассказывал, что заявил на предпринимателя в Интерпол и правоохранительные органы ОАЭ – якобы он помогает правоохранительным органам. Но это почему-то не привело к аресту предпринимателя – может быть, потому, что полиция ОАЭ не видит криминала в его деятельности?
Ряд партнеров предпринимателя осуждены в России, сам он в розыске российских правоохранительных органов – но не осужден. Иностранные правоохранительные органы не имеют к нему претензий.
АО “АЛМАЗЫ ПОМОРСКОГО КРАЯ” запустило процедуру привлечения инвесторов для разработки месторождений алмазов. Привлечение 1 млрд рублей через Pre-IPO на платформе FINMUSTER стало важным шагом для компании в рамках ее амбициозных планов.
Доход инвестора
В 2025 году вопрос активации Windows 10 останется важным для многих пользователей, стремящихся обеспечить безопасность и стабильность своих устройств. Несмотря на появление новых версий операционной системы, таких как Windows 11, Windows 10 продолжит поддерживаться Microsoft с обновлениями безопасности и функциональности. Ключ активации, представляющий собой уникальную комбинацию символов, позволит подтвердить легальность вашей копии и получать доступ к критически важным обновлениям.
ключи активации виндовс 10
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